EMI Safeguarding Audit 2026 | FCA CASS 15 & CBI PCF-56 Compliance

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The Shift: From Annual Check to Continuous Assurance

By May 2026, the FCA (UK) and Central Bank of Ireland (CBI) have introduced the most prescriptive safeguarding rules in history. For Irish EMIs, the introduction of the mandatory PCF-56 (Head of Safeguarding) role signifies that the “Board-level accountability” phase has arrived. It is no longer enough to have a bank statement; you must have a documented Safeguarding Risk Framework.

How Enactia Solves the Safeguarding Burden:

  • Automated Resolution Packs: Under 2026 rules, your “Resolution Pack” must be retrievable instantly. Enactia maintains a live, version-controlled repository of all critical safeguarding data.

  • Diversification Tracking: Regulators now demand evidence that you have mitigated “concentration risk” among your safeguarding banks. Enactia’s vendor module tracks these limits in real-time.

  • Daily Reconciliation Proof: Move your reconciliation logs into Enactia’s audit trail to provide the “Proof of Care” required for your 2026 annual audit.

Don’t risk your license on manual safeguarding. > Book your 2026 Safeguarding Readiness Demo →

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