The transition period for the FCA and PRA’s operational resilience rules is now behind us. In 2026, UK financial institutions face a new level of Supervisory Scrutiny. Regulators are demanding real-time proof that you are operating within your Impact Tolerances.

• The “Static Mapping” Trap: Many firms rely on 2025 documentation that is already obsolete. If you have onboarded a new cloud vendor since last year, your resilience map is likely inaccurate.

• Severe but Plausible Scenarios: The FCA now expects data-driven scenario testing that accounts for interconnected third-party failures, not just isolated incidents.

The Enactia Edge: Enactia transforms operational resilience from a static report into a living dashboard. Our Visual Dependency Mapping links your ICT assets and vendors directly to your Important Business Services (IBS).

FAQ: FCA Resilience in 2026

• How often should we update our IBS mapping? The FCA expects mapping to be dynamic. Any major change in your tech stack should trigger an automated update in your GRC tool.

• What is a “Severe but Plausible” scenario under DORA UK? It includes systemic cloud outages or the failure of a “Critical Third Party” as defined by the UK’s new regulatory oversight regime.

• Can Enactia help with the self-assessment document? Yes. Enactia provides the structured repository needed to host your self-assessment, vulnerabilities, and remediation plans in a format ready for supervisory review.

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